Getting A Loan

USDA

USDA Loans

A USDA loan is a mortgage that is backed by the U.S. Department of Agriculture (USDA). These loans are based on specific approved locations through out the United States. 

Loan Benefits: 

  • Can be a fixed rate

  • Can be a 30 year term

  • Can be funded (start to finish) in as little as 15 business days

  • Can allow you to purchase a home with no money down.

  • USDA loans do not have monthly mortgage insurance and can have lower monthly payments with similar down payments as other loans. 

  • Can be used to purchase or refinance your primary residence

Borrowing Power

Borrow up to 41% of your debt to income. This means how much you make vs. how much you owe each month. 

Speed to Close

Close in as little as 15 business days! Average closing expectation is 30 days or less. 

*Call for exceptions 

Minimum Credit Score

The minimum credit score a typical borrower will need to have is 620.

*Call for exceptions 

Minimum Down Payment

Purchase with as little as 0% down. 

*Call for exceptions 

Have More Questions?

Shane Kidwell | Area/Regional Manager | NMLS 200950​ | 2707 Colby Avenue Suite 1212, Everett WA 98201

NMLS      |      FAIR LENDER      |      FAIR HOUSING

Equal Housing Opportunity | DAS Acquisition Company, LLC.  Company NMLS: 227262.  AZ - 1001043Not a commitment to lend. Additional terms and conditions apply.

Missouri 63141. Licensed under the Oregon Consumer Finance Act. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Finance Lenders Law License. CA-DBO200950 Toll Free: (888) 250-6522. Not a commitment to lend.  Additional terms and conditions apply.  DAS Acquisition Company, LLC is not affiliated with or endorsed by any government entity or agency, including USDA, HUD or VA. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org

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