Getting A Loan


Renovation Loans

A Renovation loan is a mortgage that is backed by one of several sources. Our team has 3 options that are great choices for those looking to take on a construction project while not starting from scratch. 

Loan Benefits: 

  • Several Loan Options

    • FHA 203k (Standard or Limited)

    • Conventional (Homestyle)

  • Borrower can finance up to 6 months of mortgage payments into the loan

  • Can be used for cosmetic items (paint, carpet, etc.) 

  • Can be used to add square footage to increase the value

  • Can allow you to purchase a home with as little as 3% down

  • Can be a Primary, 2nd Home or Investment

Borrowing Power

Borrow up to 57% of your debt to income. This can include the renovation costs!

*Depending on loan and occupancy type

Speed to Close

Close in as little as 35 business days! Average closing expectation is 45 days or less. 

*Based on contractor bid approval 

Minimum Credit Score

The minimum credit score a typical borrower will need to have is 620.

*Call for exceptions 

Minimum Down Payment

Purchase with as little as 3% down. 

*Depending on loan and occupancy type

Have More Questions?

Shane Kidwell | Area/Regional Manager | NMLS 200950​ | 2707 Colby Avenue Suite 1212, Everett WA 98201

NMLS      |      FAIR LENDER      |      FAIR HOUSING

Equal Housing Opportunity | DAS Acquisition Company, LLC.  Company NMLS: 227262.  AZ - 1001043Not a commitment to lend. Additional terms and conditions apply.

Missouri 63141. Licensed under the Oregon Consumer Finance Act. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Finance Lenders Law License. CA-DBO200950 Toll Free: (888) 250-6522. Not a commitment to lend.  Additional terms and conditions apply.  DAS Acquisition Company, LLC is not affiliated with or endorsed by any government entity or agency, including USDA, HUD or VA. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: