Getting A Loan


FHA Loans

An FHA loan is a type of government-backed mortgage insured by the Federal Housing Administration, a branch of the U.S. Department of Housing and Urban Development. 

Loan Benefits: 

  • Can be a fixed rate 

  • Can be a 30 year term down to a 15 year term

  • Can be funded (start to finish) in as little as 10 business days

  • Can have lower down payment requirements

  • Can allow you to receive all of the down payment as a gift

  • Can allow borrowers with lower credit scores and income to still qualify for a home loan

Borrowing Power

Borrow up to 57% of your debt to income (DTI). This means how much you make vs. how much you owe each month. 

*Contact us for your specific scenario. 

Speed to Close

Close in as little as 10 business days! Average closing expectation is 30 days or less. 

*Contact us for your specific scenario. 

Minimum Credit Score

The minimum credit score a typical borrower will need to have is 600.

*Contact us for your specific scenario. 

Minimum Down Payment

Purchase with as little as 3.5% down. In many cases the funds can be gifted. 

*Contact us for your specific scenario. 

Have More Questions?

Shane Kidwell | Area/Regional Manager | NMLS 200950​ | 2707 Colby Avenue Suite 1212, Everett WA 98201

NMLS      |      FAIR LENDER      |      FAIR HOUSING

Equal Housing Opportunity | DAS Acquisition Company, LLC.  Company NMLS: 227262.  AZ - 1001043Not a commitment to lend. Additional terms and conditions apply.

Missouri 63141. Licensed under the Oregon Consumer Finance Act. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Finance Lenders Law License. CA-DBO200950 Toll Free: (888) 250-6522. Not a commitment to lend.  Additional terms and conditions apply.  DAS Acquisition Company, LLC is not affiliated with or endorsed by any government entity or agency, including USDA, HUD or VA. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: